KYC Cost Calculator
Estimate identity verification costs for your platform
Verification Volume
Expected new user signups per month
Failed checks often require re-verification
Verification Types
Additional Options
Cases requiring human review
Cost Summary
Cost Per Verification
$0.00
Including retries & manual review
Monthly Cost
$0
Annual Cost
$0
Cost Breakdown
Volume Metrics
Provider Estimates
Based on your configuration, estimated costs by provider:
Best for startups
Popular in crypto
Enterprise grade
Good UX
* Estimates based on public pricing. Actual quotes may vary.
When to Use KYC Cost Calculator
Exchange Launch Budget
Launching a crypto exchange? KYC is your biggest per-user cost after customer acquisition. At 10,000 signups/month and $3/verification, that's $30K monthly just for onboarding. Know these numbers before your seed round.
Provider Comparison
Sumsub, Jumio, Onfido, ComplyCube—they all quote differently. Use this calculator to normalize costs across providers. A $0.50 difference per check adds up to $60K annually at 10K monthly verifications.
Growth Planning
Scaling from 1K to 50K users/month? Your KYC costs don't scale linearly—volume discounts kick in. Model different growth scenarios to negotiate better rates and forecast cash needs accurately.
Hidden Cost Discovery
That $1.50/check quote doesn't include retries, manual reviews, or ongoing monitoring. Real costs are often 40-60% higher. This calculator factors in the stuff vendors don't mention upfront.
Geographic Expansion
Expanding to new markets? International verifications cost more. High-risk countries add premium fees. Model the cost impact before committing to a new region launch.
Build vs Buy Decision
Should you build in-house KYC or use a provider? At $3/check and 5K users/month, you're spending $180K/year. That might justify a dedicated compliance team. Run the numbers both ways.
Frequently Asked Questions
How much does KYC cost per user?
$0.50-$15 depending on depth. Basic document: $0.80-$2. Biometric: $0.20-$1. Full bundle (doc + bio + AML): $2-$8. Enhanced due diligence: $10-$25+. Volume discounts cut 30-60% at scale.
What's in a standard KYC check?
Document verification (ID/passport), biometric matching (selfie), and basic AML screening (sanctions, PEP). Enhanced adds adverse media, proof of address, source of funds, and ongoing monitoring.
Best KYC providers for crypto?
Sumsub ($1.35+), Jumio ($2-5), Onfido ($1-3), ComplyCube ($0.80-2), Veriff ($1-4), Persona ($1-3). Choice depends on volume, coverage, and integration needs. Most offer volume discounts.
How to reduce KYC costs?
Negotiate volume discounts (30-60% savings), use tiered verification (basic for low-risk), pre-screen to filter fraudsters, choose pay-per-use pricing, and optimize pass rates to cut re-verification.
What are hidden KYC costs?
Failed verification retries (10-30% need retry), manual review fees ($5-15/case), ongoing monitoring, setup fees, minimum commitments, and overage charges. Factor in staff time for exceptions too.
Manual review costs?
$15-50 per case in-house (analyst at $70K reviewing 20/day = ~$15 each). Outsourced: $5-25/case. Good automation keeps manual review under 5% of verifications.
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