Razorpay Fee Calculator
Calculate transaction fees and charges for all Razorpay payment methods
Calculate Your Razorpay Transaction Fees
Bulk Fee Calculator
When to Use Razorpay Fee Calculator
Pricing Strategy Planning
Calculate exact fees before setting product prices to maintain profit margins and competitive pricing in your e-commerce business.
Monthly Revenue Planning
Estimate monthly payment gateway costs for budgeting and financial forecasting based on expected transaction volumes.
Payment Method Comparison
Compare costs across different payment methods to optimize your checkout flow and reduce overall transaction expenses.
Business Cost Analysis
Analyze payment processing costs as percentage of revenue to make informed decisions about pricing and payment gateway providers.
Financial Reporting
Generate accurate fee calculations for accounting, tax preparation, and financial reporting to maintain proper business records.
Startup Cost Planning
Estimate payment gateway expenses during business planning phase to understand total operational costs and funding requirements.
Frequently Asked Questions
What is the Razorpay Fee Calculator?
The Razorpay Fee Calculator is a free online tool that helps merchants calculate exact transaction fees for different payment methods including domestic cards, international cards, UPI, wallets, and EMI. It provides detailed breakdowns including platform fees, GST charges, and net amount received after processing.
How much does Razorpay charge for transactions?
Razorpay charges 2.11% (1.75% platform fee + 0.36% GST) for domestic transactions including cards, UPI, and wallets. International cards, AMEX, EMI, and corporate card transactions are charged at 3.54% (3% platform fee + 0.54% GST). Net banking has a flat fee of ₹15 per transaction.
Is GST included in Razorpay fees?
Yes, GST at 18% is applicable on all Razorpay platform fees as per Indian tax regulations. Our calculator automatically includes GST in the total fee calculation, so you get accurate cost estimation including all taxes.
Can I calculate fees for bulk transactions?
Yes, our calculator supports bulk transaction fee calculation. You can input multiple transaction amounts in the bulk calculator section to get comprehensive fee breakdowns for business planning and monthly cost analysis.
Are there any hidden charges in Razorpay?
Razorpay follows transparent pricing with no setup fees, annual maintenance charges, or hidden costs. The only charges are the transaction fees based on payment method used, which are clearly displayed by this calculator.
How accurate is this fee calculator?
This calculator uses the latest official Razorpay pricing structure as of September 2025. It provides accurate calculations for standard pricing tiers. Enterprise customers with high transaction volumes may have custom pricing that differs from standard rates.
Can I use this calculator for RazorpayX fees?
This calculator focuses specifically on payment gateway transaction fees. RazorpayX services like payouts, current accounts, vendor payments, and payroll services have different fee structures that are calculated separately from payment gateway charges.
Does transaction amount affect the fee percentage?
For standard Razorpay pricing, the fee percentage remains constant regardless of transaction amount. However, high-volume businesses may qualify for custom pricing with lower rates based on monthly transaction volume and business requirements.
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