Stripe Fee Calculator
Calculate processing fees for all Stripe payment methods instantly
Payment Method
Transaction Details
Fee Breakdown
Enter a transaction amount to see fee breakdown
Bulk Calculator
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Stripe Fee Structure Comparison
| Payment Method | Percentage Fee | Fixed Fee | Additional Fees |
|---|---|---|---|
| Standard Online | 2.9% | $0.30 | - |
| International Cards | 4.4% | $0.30 | +1% currency conversion |
| Terminal (In-Person) | 2.7% | $0.05 | Hardware required |
| Invoicing | 3.3% | $0.30 | +0.4% invoice fee |
When to Use Stripe Fee Calculator
E-commerce Store Owners
Calculate processing costs for your online store to determine accurate pricing strategies and profit margins for your products.
SaaS Subscription Services
Plan your subscription pricing by calculating recurring payment fees, especially for international customers and different currencies.
Freelancers & Consultants
Determine the exact amount to charge clients when using Stripe for invoicing, including invoice fees and processing costs.
Physical Retail Stores
Compare online versus Terminal (in-person) payment costs to optimize your omnichannel payment strategy and reduce processing fees.
International Businesses
Calculate complex international payment fees including currency conversion costs for accurate global pricing strategies.
Event Organizers
Plan ticket pricing and calculate processing costs for event payments, including bulk transaction analysis for multiple events.
Frequently Asked Questions
What are the current Stripe processing fees?
Standard Stripe fees are 2.9% + $0.30 per successful card charge for online payments. International cards incur an additional 1.5% fee, and currency conversion adds another 1% fee. Terminal (in-person) payments are slightly lower at 2.7% + $0.05.
How do I calculate Stripe fees for international transactions?
International transactions include the base processing fee (2.9% + $0.30) plus an additional 1.5% for international cards. If currency conversion is required, add another 1% fee. For example, a $100 international transaction with currency conversion would cost: $100 × (2.9% + 1.5% + 1%) + $0.30 = $5.70 total.
Are Stripe fees different for in-person payments?
Yes, Stripe Terminal (in-person) transactions have lower fees at 2.7% + $0.05 per successful card transaction, compared to 2.9% + $0.30 for online payments. However, you'll need to purchase or lease Terminal hardware to accept in-person payments.
Does this calculator include invoicing fees?
Yes, our calculator includes Stripe's invoicing fees of 0.4% (in addition to standard processing fees) for paid invoices sent through Stripe's invoicing system. This means invoice payments cost 3.3% + $0.30 total for domestic transactions.
Can I calculate fees for multiple transactions at once?
Yes, our bulk calculator allows you to input multiple transaction amounts (one per line) and calculate total fees instantly. This helps analyze your overall payment processing costs and plan pricing strategies for your business.
Is this Stripe fee calculator free to use?
Yes, our Stripe fee calculator is completely free to use with no registration required. Calculate unlimited transactions, compare different payment methods, and get instant accurate results for your business planning.
Are these fees accurate and up-to-date?
Our calculator uses Stripe's current standard pricing as of September 2025. However, some businesses may qualify for custom pricing based on volume. Always verify with your Stripe dashboard for your specific rates, especially if you process high volumes.
How can I reduce my Stripe processing costs?
Consider using Terminal for in-person sales (lower fees), encourage domestic payments to avoid international fees, process in your local currency to avoid conversion fees, and contact Stripe about volume discounts if you process over $1M annually.
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